Is Your Grocery Budget Keeping You Broke?

Hi Friends, today we are going to talk about a grocery budget, yay!!! I know, I know groceries…budgets…yuck…

This is real because this budgeting area right here can save you money and can be easily overlooked. Everyone in this day and age is looking for ways to save money, cut back their spending and have more money left after bills.

And you know what, I get it, sometimes your bills are your bills and you can’t cut them back. The things you can control though is the amount you’re spending on food, fuel, and your personal spending (clothes, makeup, home decor, toys, etc.).

Okay, so what is my grocery budget or how do I create one?

is your grocery budget keeping your broke


First, we need to figure out how much money is being spent on groceries each month.

Let me ask you this, do you know how much you’re spending on food each month? When was the last time you totaled it up?

Before we really got serious about our budget, I really didn’t know how much I was spending on food each month… What I thought we were spending actually was a lot more!

I think this step is important because it’s hitting you with a bit of reality and you need to know what you’re spending. Then you can compare it to what you should be spending.

What should my grocery budget be each month?

 I’ve played with these numbers for a few months now and I think anywhere from $100-$125 per person a month is a decent grocery budget.

$100-$125 per person/month

example: Family of 4, $400-$500 a month on Groceries.

Remember, I’m coming at this from a budgeting standpoint and trying to save money. So this isn’t going to be a steak & potatoes every night budget!

This is working the budget to save money and have extra money for other things.

**This is for groceries, this isn’t for dining out. I think that’s a separate line item.

Now how do I make my grocery budget work, without going over!

Your next step in making your new budget work is by meal planning and making a grocery list. Get a notebook, a scratch piece of paper and write it out!

I’m sorry but, there is just no way around this. You have to plan your meals for the week because if you go into the grocery store with no plan…say bye bye to your budget! Or you end up with a whole bunch of food that doesn’t make up meals.

Here are some tips when you’re meal planning:

  • Shop your pantry first! Example: If you have pasta & spaghetti sauce, great now all you need is ground beef & parmesan cheese and there’s a meal.
  • Look for inspiration by flipping thru your cookbooks, scroll Pinterest or Allrecipes…
  • Buy store brand products when possible to save money. 
  • Give yourself some structure by creating “themed days“, like Monday is-meatless, Tuesday is-tacos, Wednesday is-chicken, Thursday is-ground beef, Friday is-Pizza! Then insert different variations into those categories.

Also, I only try going to the grocery store once a week and keeping the bulk of my shopping at one store, Walmart Grocery. They have the best prices!

how to make a grocery budget and meal planning tips



Being strict with your grocery budget will take a few shopping trips to get used to, but you can save a lot of money in this area. AND, groceries are expensive, so meal plan as best as you can so you have more freedom after your bills are paid and groceries are bought. 

You may like to read: Grocery Shopping & Haul

Tell me some of your favorite ways to save on groceries?


  1. vicki elrod
    June 12, 2019 / 2:28 pm

    Excellent! You do a great job with meal planning and shopping.

    • mehaffeymoments
      June 13, 2019 / 1:05 pm

      Thanks! You have to if you don’t want the grocery bill to get out of control.

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